Apple Card Savings Account's Interest Rate Lowered

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MacRumors 6d ago

Apple Card Savings Account's Interest Rate Lowered - MacRumors

Quick Summary:

The chart below compares the Apple Card savings account's APY to some other popular high-yield savings accounts in the United States.Provider APY* Ally 3.70% Discover 3.70% American Express 3.70% Capital One 3.70% Citizens Bank 3.70% Apple Card Savings 3.75% Marcus by Goldman Sachs 3.75% SoFi 3.80% Barclays 3.90% PNC Bank 3.95% Synchrony 4.00% Betterment 4.00% Wealthfront 4.00% UFB Direct 4.01% CIT Bank 4.10% Fierce 4.25% Openbank by Santander 4.40% Pibank 4.60% * Advertised APYs as of March 26, 2025, excluding promotional rates and affiliate bonuses.

The account allows Apple Card holders to earn interest on their Daily Cash cashback balance, and on funds deposited via a linked bank account or an Apple Cash balance.

Apple launched its savings account in April 2023, in partnership with Goldman Sachs.